Items where Author is "Ngonisa, Phillip"

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Ngonisa, Phillip and Mgxekwa, Bahle and Ndlovu, Nomusa and Ngonyama, Nomasomi and Mlambo, Courage (2023) Bank Market Structure and SMMEs’ Access to Finance: A South African Perspective. Economies, 11 (1). p. 30. ISSN 2227-7099

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